What you get
Svalin returns a priced portfolio and a risk report: a score from 0, the safest, to 100, a grade from A to F, and findings with next steps.
On NEAR, a report also says what the wallet would actually fetch if everything were sold now. A position that is large next to the real money in its pools cannot be sold at its quoted price, so a wallet that looks rich may not be.
How the score is built
The score adds three parts. The same holdings always get the same score.
| Part | Points | What it looks at |
|---|---|---|
| Concentration | Up to 45 | The largest bet outside stablecoins, from 30% of the wallet up to 80%. A token and its staked forms count as one bet. |
| Stablecoin cushion | Up to 20 | Added when stablecoins are under 15% of the wallet, and highest at none. |
| Long tail | Up to 35 | Tokens outside Svalin’s curated list, and memecoins at 60% of their value, up to 50% of the wallet. On NEAR, each long-tail token counts by its liquidity grade: less for real backing, in full for none. |
What each grade means
| Grade | Score |
|---|---|
| A | 20 or less |
| B | 40 or less |
| C | 60 or less |
| D | 80 or less |
| F | above 80 |
A means the money is spread out, with some in stablecoins and little in tokens that are hard to sell. F means most of it sits in one token or in tokens that are hard to sell, with almost nothing in stablecoins.
Wallets that are not rated
A wallet with nothing Svalin can price is not rated, so a fresh or spam-only wallet never shows as an A.
What a grade does not say
- It measures how holdings are spread, not whether the owner can be trusted.
- It is not a token’s grade. The Svalin Index grades how sellable one token is; a wallet full of B-grade tokens can still carry high risk if one of them is 80% of it.
- Positions inside DeFi protocols are seen only if they are held as tokens with a price.
- Solana prices are used as the data provider quotes them; the check of real pool money covers NEAR only for now.
Try it
Free on the Scan page, or over the API at GET /v1/risk/{address}. See Routes.